Buy

Deciding to Buy

Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.

Buying a property requires making many important financial decisions, understanding complex issues and completing a lot of paperwork. It helps to have an expert in your corner when undertaking such a large purchase. I can guide you through this process, and also provide you with access to property listings before they hit the general market.

Here Are Some Factors to Consider When Choosing Your Real Estate Professional:

Look for a full-time agent – one who has experience completing transactions similar to yours.
Interview a few agents: Are they familiar with the area in which you are interested?
Ask how much time the agent will have for you, and if they are available at night and on weekends.
Does the agent return your calls promptly? Time is money when attempting to buy a property.
Choose an agent who listens attentively to your needs and concerns. Pick an agent, with whom you feel comfortable.

Why Choose Gaby?

Buyers seek out Gaby because of her excellent representation and extensive market knowledge of the Santa Cruz area. Gaby knows the intricacies of the different neighborhoods and how to navigate the myriad of issues that arise when purchasing a home in Santa Cruz County. Even before making an offer, Gaby provides buyers with a comprehensive comparative marketing analysis to determine the right offer price. Then, she tirelessly works on behalf of her clients to negotiate the deal and the terms of sale.

Find a Real Estate Agent

Pre-Approval

Find a Home

Make an Offer

Open Escrow

Inspection

Appraisal

Request for Repairs

Contingency Removal

Final Walk Through

Close of Escrow

Find a Real Estate Agent

Why? They answer your questions, represent your best interest vs. the sellers and it's FREE for you.

Pre-Approval

Meet with a lender to determine the max loan amount you are approved for. Prelim documents required: W-2s, pay stubs, bank statements & tax returns.

Find a Home

Communicate your wants & needs to your Real Estate Agent, so that they can show you homes that fit your current needs.

Make an Offer

Find a Real Estate Agent

Your Real Estate Agent will negotiate on your behalf to get your offer accepted.

Open Escrow

Your lender will work on getting your loan approved, while your Real Estate Agent takes care of the rest. Prepare to read & sign many documents.

Inspection

Home inspection will be conducted by a professional home inspector. You will receive a list of repairs that may or may not need to be addressed.

Appraisal

Professional home appraiser will determine the value of the home. This is important, as it can potentially affect your loan.

Request for Repairs

Inspection may reveal repairs that incur more costs. You will have an opportunity to request that the seller either makes these repairs or covers the cost.

Contingency Removal

All contingencies for this sale will be removed. Loan approval will be one of these contingencies, confirming that you are ready to close.

Final Walk Through

Walk through the property with your Real Estate Agent to ensure that It is in the same condition and repairs have been made.

Close of Escrow

You are officially a NEW homeowner and your Real Estate Agent will deliver you your keys!

The Escrow Timeline

Day 1

Schedule property inspections (home and termite).
Day 1-3

Initial deposit is to be paid to escrow company.
Day 10

Review the inspection, submit your request for repairs, and submit signed disclosures.
Day 17

All contingencies are to be removed (except loan).
Day 21

Loan contingency is to be removed and meet with escrow to sign documents.
Day 25-27

Buyers closing funds are delivered to escrow.
Day 28

Buyer's final walk through of the property.
Day 29

Lender delivers the funds for the loan to escrow.
Day 30

Escrow closes, title is recorded and keys are delivered.

Do's & Dont's

Do's
- Continue to pay all of your debts & loans.
Dont's
- Close credit cards or apply for new credit/loans.
- Make any large purchases on your credit cards.
- Change bank accounts.
  Make any cash deposits.

Testimonials

Sylwia F.

Gabrielle is a true professional. From the start, she was easy to work with, promptly responded to all calls and texts, and listened to what our needs were in pursuit of finding us our first home. She also connected us with an ...

Susan C.

Gaby is a hard working, enthusiastic, and highly professional Realtor® that helped us find and purchase a home in Davis. From our first meeting, she listened closely to what we were looking for and diligently searched for listi...

Alonso V.

Gaby is amazing to work with. Our situation was that we were relocating to another city. We thought we had everything planned out but then we started to actually start getting serious about the process and realized there were m...

Seller

Attentive, detailed, knowledgeable, professional, responsive. Gaby helped us immensely through the selling process as first time home sellers. She walked us through every step of the process and staged our home professionally t...

Buyer | Seller

I've known Gaby since she lived in Davis. She is passionate about homes, interior design and helping people. She has such a positive and pleasant attitude. Working with her made things less stressful. She is a hard worker and v...

Volley F.

Gaby was a total delight to work with: incredibly kind and thoughtful, available and responsive, professional and thorough. She advocated for us and quickly addressed our questions and concerns. Gaby is great! Enthusiastically ...

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About Gaby

Work With Gaby

As a Compass agent, Gaby works with some of the top agents in the country. She can provide clients with private listings and market their properties to exclusive groups. In addition, Gaby is well equipped with sophisticated tools and technology that make the home buying and selling process a breeze.

Let's Connect

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Contact Details

Gaby Geise | CA DRE# 02008214

Phone

(831) 295-9176

[email protected]

Address

31 Capitola Ave B, Capitola, CA 95010

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